Prolific I am NOT
Well, I tried to have some goals about writing, but unfortunately I am not abiding by my rules. Part of the problem is that I am busy setting up the business and going to the Self-Employment course. The other part of the problem is the glowy box in the corner.
I am busy, but when I get home to my parent's house I watch Jeopardy and Wheel of Fortune with my parents. I only watch it here. I have NEVER watched it on my own. But it is fun watching it with Mom and Dad. And then you get sucked in. Staying on the couch is much more appealing after sitting there for awhile...
Belly Belly Belize Account Bursting
I have mentioned before that I have a lot of weight to lose. Well, the Belly Belly Belize account is now a respectable $411. I hope I can keep affording to pay myself. Otherwise, that's another debt I'm incurring.
As for the Frugalista account, well, it's almost all gone. Sigh. But the Frugalista 2.0 account is getting healthy. So far I have saved $717.26. Hopefully I won't have to dip into that at all. But when starting up a business, who knows?
MEN
My little crush on IdealistGuy is over with. Thankfully. He's nice but I don't think I could live up to his standards. He expects a lot of people. And that's great, but it also darkens the rose-coloured glasses into a burgundy. So no more crush.
As for HomeTownGuy, well I am a walking, driving and sometimes sitting contradiction. I think about him, but I don't want to think about him. Well, until I indulge myself and let myself think about him.
I saw him working (he's a labourer outside and works for MediumSizedTown) yesterday morning. My heart sped up in anticipation as I knew I had to drive by him. But I pretended not to see him. Sophmoric? Well, yes, but it was also a measure of self-protection.
You see, if I let myself watch him, one of two things would have happenned. 1) I would have waited for him to see me, and if he didn't I would have been disappointed. 2) Same scenario as number 1, but he would have seen me and waved. Then I would be hooped. Getting him out of my head after that would require a lobotomy.
I have an obsessive nature. Not in a bunny-boiler/Glen Close/Fatal Attraction sort of way, but dangerous to myself. I fixate. My brain cycles, it's sort of like a CD on repeat play. And it's strange.
Like I said, when I'm not in MediumSizedTown, I don't think of him at all. It's like his brain waves activate mine. I KNOW that doesn't actually happen, but there's something in my makeup that makes my thought patterns work this way.
The answer to all this? Well, I am against getting a lobotomy. So I just have to stop indulging myself.
The strange thing is, I don't even really don't like him anymore. Not in that way. He's just a habit. Well I kicked smoking about 5 years ago, so I can kick him (but not to the kerb, that's just cruel :)).
I think celibacy is rotting my brain.....
Showing posts with label Frugalista. Show all posts
Showing posts with label Frugalista. Show all posts
Wednesday, July 28, 2010
Wednesday, July 7, 2010
I'm in Debt to my Belly Belly
Went to Weight Watcher's tonight, lost some more weight. But I'm in debt to my belly at the moment. I owe it money. So far, I should have $267 saved in my Belly Belly Belize account. I put the $160 in. I just got a commuting cheque today for $90. So if I put that in I only owe it $17 and I'll be all paid up.
That's not too bad...
I also did an account today of how much money I have spent on my clinic so far. Not including rent, which I will track down the landlord tommorrow (he's elusive, you think that he'd want to get paid!), nor including the sign I'm having made; I am -$1,321.48 in the red so far.
Adding onto that the rent, damage deposit, and sign, and the grand total so far will soon be $2102.88. Sigh. At least I have all of my equipment!
And for starting up a business, that's not too bad. Just being a Frugalista is not possible right now. I miss my Frugalista bank account. Once the business is up and running, I'll have the two accounts to build up (Belly Belly Belize and the Frugalista account). I look forward to prosperity again!
That's not too bad...
I also did an account today of how much money I have spent on my clinic so far. Not including rent, which I will track down the landlord tommorrow (he's elusive, you think that he'd want to get paid!), nor including the sign I'm having made; I am -$1,321.48 in the red so far.
Adding onto that the rent, damage deposit, and sign, and the grand total so far will soon be $2102.88. Sigh. At least I have all of my equipment!
And for starting up a business, that's not too bad. Just being a Frugalista is not possible right now. I miss my Frugalista bank account. Once the business is up and running, I'll have the two accounts to build up (Belly Belly Belize and the Frugalista account). I look forward to prosperity again!
Saturday, June 26, 2010
Weight Watchers and the CaRWA; Frugalista on Pause
Well, it's been three weeks and I've lost about 12 lbs. It's a drop in the ocean as I have a lot to lose. But it's a start. And this time I'm much calmer about the road ahead. It is a life change this time, not a diet.
The only irritation is the Weight Watchers leader, who is one of those people that call you 'dear' in a quite condescending way. And her meetings are boring. I usually try to stay for the meetings. Her's are dull and she doesn't really work on highlighting the achievements of her group of people.
Oh well, there are worse things!
I have been going to the gym three times a week for the past three weeks and I am starting to improve my fitness. The lady who owns the gym is willing to trade massages for training sessions. So once I am up and running, I will get my arse kicked by a trainer. Yay!
On Thursday night I drove up to Calgary to go to the Calgary Romance Writer's of America meeting (CaRWA). Don't let the 'Romance' fool you. These are a bunch of serious ladies, and a couple of men, determined to be published or are published. It is a great group to join as there are a lot of networking opportunities. In October, you get to pitch to a real agent and talk to an editor.
Lastly, I am not posting Frugalista stuff for a bit now, as I am spending some money and getting EI. My account is fluctuating a lot and will be for the next few months. Hopefully, I will be able to start saving again soon!
Life in MediumSizedTown is good, so far. The massage clinic opens in the middle of July and I am happier than I have been for a long time.
I have given myself permission to give up on SSgt Blue Eyes. I know he is a player, but until I've got someone tangible in front of me, I know he'll be in the back of my mind. I have an obsessive nature that way. And since it is unlikely I will meet anyone in the near future, I will probably still think of him from time to time. Unfortunately.
The only irritation is the Weight Watchers leader, who is one of those people that call you 'dear' in a quite condescending way. And her meetings are boring. I usually try to stay for the meetings. Her's are dull and she doesn't really work on highlighting the achievements of her group of people.
Oh well, there are worse things!
I have been going to the gym three times a week for the past three weeks and I am starting to improve my fitness. The lady who owns the gym is willing to trade massages for training sessions. So once I am up and running, I will get my arse kicked by a trainer. Yay!
On Thursday night I drove up to Calgary to go to the Calgary Romance Writer's of America meeting (CaRWA). Don't let the 'Romance' fool you. These are a bunch of serious ladies, and a couple of men, determined to be published or are published. It is a great group to join as there are a lot of networking opportunities. In October, you get to pitch to a real agent and talk to an editor.
Lastly, I am not posting Frugalista stuff for a bit now, as I am spending some money and getting EI. My account is fluctuating a lot and will be for the next few months. Hopefully, I will be able to start saving again soon!
Life in MediumSizedTown is good, so far. The massage clinic opens in the middle of July and I am happier than I have been for a long time.
I have given myself permission to give up on SSgt Blue Eyes. I know he is a player, but until I've got someone tangible in front of me, I know he'll be in the back of my mind. I have an obsessive nature that way. And since it is unlikely I will meet anyone in the near future, I will probably still think of him from time to time. Unfortunately.
Sunday, May 2, 2010
Frugalista Count-up 11! And may be the Start of the Dwindle Down, too!
I got my tax return the other day, adding $2,048 to the bank account making the total $4.394.37!
But the contract to my job ended on Monday and I have a little more pay coming my way. After that, I'm moving back to MediumSizedTown and waiting for EI to kick in. I'll be living in MediumSizedTown before the end of May.
I'm planning on opening up a Massage Clinic in MediumSizedTown. There is a small business course you can take whilst on EI (Employment Insurance). I have an appointment to meet with the coordinator of the course in Lethbridge on Tuesday. Lethbridge is near MediumSizedTown. So I hope that they will let me on the course. It is three days a week for eight weeks and the next course starts at the end of June.
As for my bar job, that has slowed down because the battlegroup has gone on the field for three weeks so instead of there being 2000 soldiers on camp there are only 70. We usually have three bars open (Junior Ranks Club, Sergeant's Mess, and the Officer's Mess). Now we turn the JRC (Junior Ranks Club) into an all ranks bar for the next three weeks.
Update about SSgt Blue Eyes. I don't think he is here. He may be due to come later this year but I won't be here. Which is good news.
Good news, yes. But alas, I am female and my logic gene is not always intact when it comes to men. The logic part of me didn't want to see him, but it doesn't stop me from being disappointed in not seeing him. Got to love that internal dialogue! My best analogy for it is that I'm on a diet and he is chocolate. I miss the chocolate but know it isn't good for me.
Anyway, so starting a new life at 40. This should give me more time for the Belly and the Book, though. Working three jobs trying to make ends meet makes it harder to eat healthily, exercise and find time for writing much.
This moving and starting a new life will make the next moving and starting a new life in a few years easier, this is like a trial run, except without the great culture and weather!
But the contract to my job ended on Monday and I have a little more pay coming my way. After that, I'm moving back to MediumSizedTown and waiting for EI to kick in. I'll be living in MediumSizedTown before the end of May.
I'm planning on opening up a Massage Clinic in MediumSizedTown. There is a small business course you can take whilst on EI (Employment Insurance). I have an appointment to meet with the coordinator of the course in Lethbridge on Tuesday. Lethbridge is near MediumSizedTown. So I hope that they will let me on the course. It is three days a week for eight weeks and the next course starts at the end of June.
As for my bar job, that has slowed down because the battlegroup has gone on the field for three weeks so instead of there being 2000 soldiers on camp there are only 70. We usually have three bars open (Junior Ranks Club, Sergeant's Mess, and the Officer's Mess). Now we turn the JRC (Junior Ranks Club) into an all ranks bar for the next three weeks.
Update about SSgt Blue Eyes. I don't think he is here. He may be due to come later this year but I won't be here. Which is good news.
Good news, yes. But alas, I am female and my logic gene is not always intact when it comes to men. The logic part of me didn't want to see him, but it doesn't stop me from being disappointed in not seeing him. Got to love that internal dialogue! My best analogy for it is that I'm on a diet and he is chocolate. I miss the chocolate but know it isn't good for me.
Anyway, so starting a new life at 40. This should give me more time for the Belly and the Book, though. Working three jobs trying to make ends meet makes it harder to eat healthily, exercise and find time for writing much.
This moving and starting a new life will make the next moving and starting a new life in a few years easier, this is like a trial run, except without the great culture and weather!
Thursday, April 8, 2010
Frugalista Count Up 10!
Well, it is slowing down a bit. The bar has been shut for the past couple of weeks, so I won't get a paycheque for about four weeks after today.
I added $146.21 to the fund, creating a total of $2,345.90!
I added $146.21 to the fund, creating a total of $2,345.90!
Thursday, March 25, 2010
Frugalista May Have to Have a Dwindle Down :(
I am very proud of how much money that I've saved in just over nine weeks. But I have mentioned that I am probably moving to MediumSizedTown after my job at the base is over. My job here is (hopefully) over in four weeks.
Edit: Nope, looked through previous blogs and it doesn't look like I've mentioned it. Well, I work at the base and I'm covering someone's maternity leave. I hate the job, but it's a living wage. No other jobs have come up as there is a federal hiring freeze. I have decided that I will open up a Massage Therapy Clinic in a less saturated environment. The environment is, as previously mentioned, MediumSizedTown.
I would probably move about three weeks later. I can't give notice on my place until I know for sure that the girl that is maternity leave is returning. Since she only has to give two weeks notice, I won't know for sure until after the first week in April.
So since I will not be able to get out of my house until the end of May, I will apply for EI (employment insurance) and make sure that I get all of my damage deposit. I will work at the bar on the base until mid-May.
As an aside, I probably won't be needed after the end of April. The first battlegroup will be going on the field for three weeks on May 1st. They leave a skeleton staff behind, and we will only need one of the three bars there open during this time. That's usually the way it goes, with only a few exceptions over the years.
So hopefully I can dodge SSgt Blue Eyes until the end of April.
But I veered off subject there. All I was going to mention before my libido memory kicked in again was that being unemployed and moving will probably at least halve my savings.
And setting up a new massage therapy clinic will do the same.
But I will build it up again. Faster.
I'll be living with my parents for the first year and they will only take minimal rent off me. I will have EI until I start making more than my EI. So I will be able to save money soon enough. Stronger. Faster. (Cue Bionic Woman or should that be Frugalista Bionic Woman).
Edit: Nope, looked through previous blogs and it doesn't look like I've mentioned it. Well, I work at the base and I'm covering someone's maternity leave. I hate the job, but it's a living wage. No other jobs have come up as there is a federal hiring freeze. I have decided that I will open up a Massage Therapy Clinic in a less saturated environment. The environment is, as previously mentioned, MediumSizedTown.
I would probably move about three weeks later. I can't give notice on my place until I know for sure that the girl that is maternity leave is returning. Since she only has to give two weeks notice, I won't know for sure until after the first week in April.
So since I will not be able to get out of my house until the end of May, I will apply for EI (employment insurance) and make sure that I get all of my damage deposit. I will work at the bar on the base until mid-May.
As an aside, I probably won't be needed after the end of April. The first battlegroup will be going on the field for three weeks on May 1st. They leave a skeleton staff behind, and we will only need one of the three bars there open during this time. That's usually the way it goes, with only a few exceptions over the years.
So hopefully I can dodge SSgt Blue Eyes until the end of April.
But I veered off subject there. All I was going to mention before my libido memory kicked in again was that being unemployed and moving will probably at least halve my savings.
And setting up a new massage therapy clinic will do the same.
But I will build it up again. Faster.
I'll be living with my parents for the first year and they will only take minimal rent off me. I will have EI until I start making more than my EI. So I will be able to save money soon enough. Stronger. Faster. (Cue Bionic Woman or should that be Frugalista Bionic Woman).
Thursday, March 11, 2010
Wednesday, March 3, 2010
Frugalista Count Up 6!
Every little bit counts, and I've added a little bit this week. The grand total is (drum roll please) - $1,157.17.
Friday, February 26, 2010
Frugalista Count Up 5!
Well, I have now hit over the thousand dollar mark. The grand total is $1,047.17. I wasn't as good with money in the past couple of weeks, as a few things have come up, but more about that later... Slowly but surely, it is building though!
Thursday, February 18, 2010
Blah...
My apologies, today is a bit of a hodgepodge.
Winter Blues
It is mid-winter here. Thankfully today is a bit Chinook-ey and we're headed to +1 Celsius. So that sun is peeking out. But I'm in the middle of the winter doldrums.
Maybe everyone in the northern climes suffers from SAD (Seasonal Affective Disorder) in one way or another.
Working all the time has tired me out a bit. I think I should probably take a day off soon since I haven't had a day off in...hmm how long has it been. I'll be right back after I check the calendar. Okay, it's been 24 days. And I'm working this weekend. So if I get a weekend day off next weekend, it will be 32 or 33 days since I've had a day off. Gulp. I think I need a weekend day off next weekend!
It's down to me that I've worked that much. But if I don't take a bit of time off, I'll lose dedication to my objective. Note to self - call boss at bar and ask for next Sat or Sun off.
(Addendum, I called a co-worker and pleaded with her to take my Sunday shift. She kindly took it. So I have this Sunday off! Yay!)
Belize Living
Living Off-Grid
I have been looking into living off-grid. I'm hoping that I will be attached to local electricity, sewer and water. But I want them to be auxiliary services. A 'break glass in case of emergency' sort of thing.
The initial outlay seems pricey, but from what I have researched it looks like the prices of the photovoltic panels are coming down. I only then need a septic and cistern system on top of that.
So the amount I have to save will be more. But conversely, my monthly bills will be even lower. Just food, phone, health insurance, vehicle insurance, and upkeep of vehicle, including petrol.
Where to Move?
I can't guarantee that this decision is final, but from all my research sight-unseen, I think I would like to settle in Hopkins. It's not yet totally touristy and I don't think there are tons of expats there. The Garifuna culture sounds really interesting. There are a few different cultures in Belize, all intermingled.
I know that it is much easier to find real estate once there, but I can't find much online. So I will just have to be patient and not start panicking about running out of time. Which I do.
Researching Belize
I mentioned previously that I had bought and downloaded Lan Sluder's Ebook about living in Belize. It is a good start, but it has a lot of generalisations and out of date information. The last update was 2007. It eases you in and gives good information.
In my opinion, the greatest source of information is peoples individual experiences. Look for personal blogs and websites. Remember to take what is said with a grain of salt. As everyone has a different viewpoint. Read enough of them it will give you a more complete picture. It's a bit time consuming, but reading the blog from the beginning is the best way to go.
For anyone else researching Belize and has a question to ask, I would highly recommend Belize Forums. Also the Ambergis Caye forum is supposed to be good.
So, that's the mixed bag for today.
Winter Blues
It is mid-winter here. Thankfully today is a bit Chinook-ey and we're headed to +1 Celsius. So that sun is peeking out. But I'm in the middle of the winter doldrums.
Maybe everyone in the northern climes suffers from SAD (Seasonal Affective Disorder) in one way or another.
Working all the time has tired me out a bit. I think I should probably take a day off soon since I haven't had a day off in...hmm how long has it been. I'll be right back after I check the calendar. Okay, it's been 24 days. And I'm working this weekend. So if I get a weekend day off next weekend, it will be 32 or 33 days since I've had a day off. Gulp. I think I need a weekend day off next weekend!
It's down to me that I've worked that much. But if I don't take a bit of time off, I'll lose dedication to my objective. Note to self - call boss at bar and ask for next Sat or Sun off.
(Addendum, I called a co-worker and pleaded with her to take my Sunday shift. She kindly took it. So I have this Sunday off! Yay!)
Belize Living
Living Off-Grid
I have been looking into living off-grid. I'm hoping that I will be attached to local electricity, sewer and water. But I want them to be auxiliary services. A 'break glass in case of emergency' sort of thing.
The initial outlay seems pricey, but from what I have researched it looks like the prices of the photovoltic panels are coming down. I only then need a septic and cistern system on top of that.
So the amount I have to save will be more. But conversely, my monthly bills will be even lower. Just food, phone, health insurance, vehicle insurance, and upkeep of vehicle, including petrol.
Where to Move?
I can't guarantee that this decision is final, but from all my research sight-unseen, I think I would like to settle in Hopkins. It's not yet totally touristy and I don't think there are tons of expats there. The Garifuna culture sounds really interesting. There are a few different cultures in Belize, all intermingled.
I know that it is much easier to find real estate once there, but I can't find much online. So I will just have to be patient and not start panicking about running out of time. Which I do.
Researching Belize
I mentioned previously that I had bought and downloaded Lan Sluder's Ebook about living in Belize. It is a good start, but it has a lot of generalisations and out of date information. The last update was 2007. It eases you in and gives good information.
In my opinion, the greatest source of information is peoples individual experiences. Look for personal blogs and websites. Remember to take what is said with a grain of salt. As everyone has a different viewpoint. Read enough of them it will give you a more complete picture. It's a bit time consuming, but reading the blog from the beginning is the best way to go.
For anyone else researching Belize and has a question to ask, I would highly recommend Belize Forums. Also the Ambergis Caye forum is supposed to be good.
So, that's the mixed bag for today.
Thursday, February 11, 2010
Frugalista Count Up 4!
Slow and steady wins the race. I added 288.00 to my savings today. The grand total now is 638.06! Considering that I have been saving for just under four weeks, I don't think that is such a bad total.
Thursday, February 4, 2010
Frugalista Count-up 3!
I had two massage clients tonight. One changed their hour massage to a 90 minute massage. So instead of $110, I made $135.
So the Frugalista count up is now $350.05!
So the Frugalista count up is now $350.05!
Wednesday, February 3, 2010
Frugalista Count-up 2!
No tithe, but I managed to add $50 of my main wages this week. Total= $215.05 Up, up we go :)
Tuesday, February 2, 2010
Fudge, Says Frugalista
Well, getting derailed off the Frugalista express wasn't in my plans. A few things happened in the past few days:
Then I got an inner ear infection. Thanks to universal health care, I only had to pay $40 for the prescription. Which I will get 80% back minus an initial $25 dollar deductible (excess to all you peeps in the UK). So I will get a whopping $7 back :).
So, I won't be tithing my wages when I get them tomorrow, as they will be paying back my credit card for the extra expenses. I will not touch my $165.05 saved so far. Plus I should make $110 this week as I have four massages this week. Unfortunately two are trades. One is a trade with another massage therapist (Yay! I get a massage back next week). The other is my friend and hairdresser. But the other two are paid :)
The third point I have known about since I got the job. I am covering someones maternity leave. But I had assumed that I would have secured another job by now and that hasn't happened. I am peaceful now though. There are now rumours that the woman I replaced is not coming back, but I'm not sure that I want the job now that I've come up with an alternative solution.
I was starting to panic. Not only will my 'Belize or Bust' plan get waylaid, but I will end up, once again spending all my savings.
But I had a serious think and I came to some conclusions. I don't like working almost all the time. I am tired of scrabbling for money all the time. At the moment, I can barely make ends meet on my first wage (the main job). And I'm only doing that job for the money, like so many of us do.
Up until a year ago, I had a massage clinic. But I saw the writing on the wall when the recession was about to hit. This city's massage market is over saturated. I hadn't yet built up enough clientele to make a living off of it before; so I was TOTALLY screwed once the recession hit. At that time I had the massage clinic and my bar job at the military base.
Now, I have a civil servant position at the military base, a bar job at the base, and I do massages out of my house.
So, I talked to my parents. One of the advantages of being this old and single is I don't have any major responsibilities. I asked them if I got laid off, would it be okay to move in with them for a bit and open a massage clinic in MediumSizedTown, Alberta. I would be on unemployment, and could claim whatever wages I made until I more money than Pogey allows.
So I now hope I do get laid off, as that is the only way that I can move. And my expenses at my parents will be much more reasonable then renting a 2 bed house in the city with no insulation, and $200+ per month utilities in the winter (rent + utilities in the winter= $1000. My main job earns me about $1000 every two weeks so that's 50% of my wage).
So here's hoping I get my arse laid off in April :)
- My microwave went 'BOOM'!
- I got an inner ear infection
- My main job may be ending...aaarg!
Then I got an inner ear infection. Thanks to universal health care, I only had to pay $40 for the prescription. Which I will get 80% back minus an initial $25 dollar deductible (excess to all you peeps in the UK). So I will get a whopping $7 back :).
So, I won't be tithing my wages when I get them tomorrow, as they will be paying back my credit card for the extra expenses. I will not touch my $165.05 saved so far. Plus I should make $110 this week as I have four massages this week. Unfortunately two are trades. One is a trade with another massage therapist (Yay! I get a massage back next week). The other is my friend and hairdresser. But the other two are paid :)
The third point I have known about since I got the job. I am covering someones maternity leave. But I had assumed that I would have secured another job by now and that hasn't happened. I am peaceful now though. There are now rumours that the woman I replaced is not coming back, but I'm not sure that I want the job now that I've come up with an alternative solution.
I was starting to panic. Not only will my 'Belize or Bust' plan get waylaid, but I will end up, once again spending all my savings.
But I had a serious think and I came to some conclusions. I don't like working almost all the time. I am tired of scrabbling for money all the time. At the moment, I can barely make ends meet on my first wage (the main job). And I'm only doing that job for the money, like so many of us do.
Up until a year ago, I had a massage clinic. But I saw the writing on the wall when the recession was about to hit. This city's massage market is over saturated. I hadn't yet built up enough clientele to make a living off of it before; so I was TOTALLY screwed once the recession hit. At that time I had the massage clinic and my bar job at the military base.
Now, I have a civil servant position at the military base, a bar job at the base, and I do massages out of my house.
So, I talked to my parents. One of the advantages of being this old and single is I don't have any major responsibilities. I asked them if I got laid off, would it be okay to move in with them for a bit and open a massage clinic in MediumSizedTown, Alberta. I would be on unemployment, and could claim whatever wages I made until I more money than Pogey allows.
So I now hope I do get laid off, as that is the only way that I can move. And my expenses at my parents will be much more reasonable then renting a 2 bed house in the city with no insulation, and $200+ per month utilities in the winter (rent + utilities in the winter= $1000. My main job earns me about $1000 every two weeks so that's 50% of my wage).
So here's hoping I get my arse laid off in April :)
Wednesday, January 27, 2010
Frugalista Count-up!
Well, I stated that I had $106 and change. I have always known that this saving bit won't be easy. After fixed costs and taking 10% of my paycheque, I will get about $80 per week to live on. That sounds fine, but I use $40+ dollars per week commuting. So it's about $40/week for groceries and such.
At the moment, I am only going to buy a limited amount of groceries as my cupboards are full. So I'm going to eat what's in my cupboards for now, buying a little here and there.
I have to cut out an addiction which is extremely pricey and bad for me, diet sodas. Aspartame is a poison but a very addictive one! I have quit before, but it's not easy.
How, you ask, am I going to lose weight just eating anything in my cupboards. Well, most of the things in my cupboards are healthy, and exercise for me is the best way for me to lose weight. I just have to get off my gloriously big arse and move!
So, I am not a master Frugalista yet. I have the option of going curling tomorrow instead of going to work. Hmmm, it only costs $20 and I get to sleep in, start at 10, curl and then finish around 3.
The Frugalista inside of me is shouting, but I am putting ear plugs on and ignoring her.
I got my commuting cheque in my account today. It was $84.55 for the month. I got an oil change with it (it's what I usually do, I drive 100 kms return a day, sometimes 7 days a week) for $53 from Mr. Lube. That left 31.55. I am using $20 from that to go curling, and I deposited the remaining $11.55 in my savings. I get paid from my bar job tonight, so I have pre-emptively transferred the money out of my chequing account and into my savings as it will be back up to the original amount when I wake in the a.m.. That was $47.39.
So, total savings so far are $165.05. But it's a start :) Remember, there is a reason why this is a 3-5 year plan. I will have some savings and an income from writing by that time. I'm hoping 3 years, but it will probably be 5.
P.S. I did cancel my landline. It is currently paid up until Feb 18th. After that date it will be disconnected. That will be a $40 dollar savings every month.
At the moment, I am only going to buy a limited amount of groceries as my cupboards are full. So I'm going to eat what's in my cupboards for now, buying a little here and there.
I have to cut out an addiction which is extremely pricey and bad for me, diet sodas. Aspartame is a poison but a very addictive one! I have quit before, but it's not easy.
How, you ask, am I going to lose weight just eating anything in my cupboards. Well, most of the things in my cupboards are healthy, and exercise for me is the best way for me to lose weight. I just have to get off my gloriously big arse and move!
So, I am not a master Frugalista yet. I have the option of going curling tomorrow instead of going to work. Hmmm, it only costs $20 and I get to sleep in, start at 10, curl and then finish around 3.
The Frugalista inside of me is shouting, but I am putting ear plugs on and ignoring her.
I got my commuting cheque in my account today. It was $84.55 for the month. I got an oil change with it (it's what I usually do, I drive 100 kms return a day, sometimes 7 days a week) for $53 from Mr. Lube. That left 31.55. I am using $20 from that to go curling, and I deposited the remaining $11.55 in my savings. I get paid from my bar job tonight, so I have pre-emptively transferred the money out of my chequing account and into my savings as it will be back up to the original amount when I wake in the a.m.. That was $47.39.
So, total savings so far are $165.05. But it's a start :) Remember, there is a reason why this is a 3-5 year plan. I will have some savings and an income from writing by that time. I'm hoping 3 years, but it will probably be 5.
P.S. I did cancel my landline. It is currently paid up until Feb 18th. After that date it will be disconnected. That will be a $40 dollar savings every month.
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